Tips for Implementing Your Risk Assessment Once you have identified your existing and potential hazards in your risk assessment, you are ready to implement the
Reporting Accidents, Injuries and Incidents Under the Reporting of Injuries, Diseases and Dangerous Occurrences Regulations (RIDDOR) 2013 in England, Scotland and Wales, and RIDDOR 1997
Health and Safety Risk Assessments In addition to a written health and safety policy, the Management of Health and Safety at Work Regulations 1999 (2000
Health and Safety Law Poster or Leaflet Requirement The Health and Safety Information for Employees Regulations requires all employers to either display a HSE-approved poster
The Regulation The Health and Safety (First-Aid) Regulations requires all employers to provide adequate and appropriate first-aid equipment, facilities and personnel so employees can be
The Fire Risk Assessment Requirement Employers in the United Kingdom are required by country-specific legislation to conduct fire risk assessments at their workplaces and premises.
Employers’ Liability Insurance The majority of employers in the UK are required to purchase employers’ liability insurance to cover against liability for injury or
Consult Your Employees on Health and Safety Employers are required to consult with all of their employees regarding health and safety in the workplace. A
Elements of a Health and Safety Policy The Health and Safety at Work etc Act 1974 requires UK employers with five or more employees to
Adjusting your workspace to avoid strains and injuries Using dual monitors may greatly increase your productivity while working on your computer. While this can make
Stock and store items correctly to avoid office injuries Maintaining an organised storage area is essential to preventing injuries and keeping an accurate count of
What you can do to prevent mishaps While they may be one of the last things on your mind at the office, there are potential
Travel | How to Avoid Holiday Scams With COVID-19 restrictions finally starting to ease, many Britons are looking forward to a well-earned summer getaway. And
Identity theft is a serious problem as identity thieves are constantly coming up with new ways to obtain personal information. Our customers trust us to
Unwanted intruders can pose a serious threat in almost any office. From petty theft to violent criminal acts, intruders pose a variety of different risks.
Wet floors, spills and excess clutter can mean disaster, causing many every year to suffer lost pay and serious pain. Injuries caused by slips, trips
There are many factors that contribute to work-related stress. When you face impending deadlines, demanding tasks and challenging goals, you may begin to feel overwhelmed.
Lifting objects may not be part of your regular tasks at the office, but when you do carry objects, it is important to exercise the
Starting to utilise social media as a networking and recruiting tool at your workplace may seem scary, but social networking holds the potential to change
As a risk manager, it is important to be prepared for any number of events that could threaten the safety of your employees and/or cause
Your organisation should always be alert to possible employee theft, but now more so than ever during this rough economic period. Many employees are financially
Preparing for an unforeseen threat or disaster is very difficult, as it is impossible to know the impact such an event could have on your
Infestations of bedbugs seem an unlikely threat to offices. In reality, any building with carpet, fabric or furniture is at risk. Bedbugs are easily transported
In an age when more and more positions require duties to be carried out almost exclusively on computers and the internet can instantly connect anyone
An economic downturn can be stressful for employees, especially if your company has instituted redundancies, benefit reductions or pay freezes. The threat of workplace violence
No company, big or small, is immune to a data breach. Many small employers falsely believe they can elude the attention of a hacker. Yet
Intellectual property—patents, trademarks, copyrights and trade secrets—may be more important to your business than tangible assets. There are various avenues you can take to protect
Imagine a couple of men walk into your business with fire service badges, walkie-talkies, proper identification, etc. They tell the receptionist at the front desk
While computers have improved the speed and efficiency of how we work, they have also provided thieves and con artists an easier avenue by which
Home – Protecting Your Home from Floods Flooding can cause extensive water damage that may not only result in destruction and expensive repairs but could
It’s an employer’s worst nightmare—an employee is dissatisfied with his or her job and decides to defraud or steal from the company. There are plenty
Under the General Data Protection Regulation (GDPR), companies dealing with and storing sensitive and personal information digitally must take the proper measures to ensure this
A vast amount of information is now stored on computer servers and databases, and it’s growing every day. Because that information has great value, hackers
High-profile cyber-attacks on companies such as Sony have raised awareness of the growing threat of cyber-crime. Recent surveys conducted by Symantec and other cyber-security organisations
Because of their convenience, smartphones and tablet devices have become a universal presence in the modern business world. As usage soars, it becomes increasingly important
The value of technology to a business can be difficult to measure since traditional intangible asset valuation methods are more suited to value non-technological assets.
When it comes to IT work, many small and mid-size companies don’t have the budget to employ a full-time IT staff. Often, these tasks are
Protecting your business from cyber-risks can be an overwhelming venture. A new day means more viruses are being discovered, more spam is being delivered to
As a professional, you are expected to provide quality services within the accepted standards of your profession. However, despite your best intentions, mistakes or misjudgements
Professional indemnity insurance offers protection from damages arising from the rendering of or failure to render professional services. Given the possibility that claims may become
As an engineer or architect, you work in a highly skilled, detail-oriented industry and are expected to provide quality design services that are free of
The need for professional indemnity (PI) cover has grown over the past several decades as more people enter professional service-based occupations. While PI insurance still
Smart, safe digging means knowing what underground services are buried before you begin a project. Underground services can include pipelines, cables, wires and other equipment
As the cost of housing continues to rise and space remains scarce, expanding a property to include a basement can be an attractive option. However,
You know that insurance is essential for your construction business, but did you know that not all construction insurance brokers are the same? If you
When managing a bilingual workforce, finding ways to ensure proper communication is critical for maintaining a productive and safe workplace. Language and cultural barriers that
Motor Keeping Your Petrol Costs Down Petrol is a necessary expense for many people across Great Britain, but the potential inconsistency and unpredictability of its
On 6th April 2015, the Construction (Design and Management) Regulations 2015 (CDM 2015 Regulations)—which work to ensure the health, safety and welfare of all construction
Every year in the construction industry, people are killed or injured as a result of being struck by moving plant. Accidents can occur throughout the
As part of your job role, you may be required to work with dangerous chemicals on-site. is dedicated to ensuring your safety, so we have
While collecting late payments is a relatively constant problem that affects businesses across nearly every industry, it is the single largest risk to the long-term
Avoid shock from above-ground and underground cables. Each year, employees are hurt on-site because they fail to be cautious when digging near power lines. Electricity—whether
Construction projects can be complicated undertakings, and if any problems were to arise before the project is completed, things can become difficult to resolve. Imagine
The Work at Height Regulations 2005 apply to the use of ladders and stepladders in the workplace. Employers should make sure that: All employees are
Construction is one of the most dangerous industries. HSE inspectors have the right to enter worksites without prior notice, although many will give notice where
In the aftermath of a man-made or natural disaster, you and your company will have a number of concerns to account for as you prepare
Natural or man-made disasters can cause a continued disruption to everyday life long after the event itself has passed. In the aftermath of disaster, you
If a fire causes the facility to be temporarily unusable, what would you do next? Would your business be able to pay utilities, wages or
Statistics show that approximately 25 per cent of businesses affected by disasters never reopen their doors. Small business owners and individuals who are self-employed are
Definitions: Business Impact Analysis (BIA): Examines the potential result of disruption to key business functions and collects the information necessary to determine short-term and long-term
On Thursday, 3rd March, the government announced new sanctions preventing Russian companies in the aviation and space industry from accessing British insurance and reinsurance services
What is business continuity planning? Business continuity planning is the process of identifying the parts of your company that are most vulnerable in order to
What is business continuity planning? Business continuity planning is the process of creating a plan in order to recover the most vulnerable parts of your
Home | Getting Your Garden Ready for Spring It’s never too early to start preparing your garden for spring. While waiting for warmer months can
Economic Secretary to the Treasury and City Minister John Glen has outlined plans to slash red tape through bold reforms to Solvency II, a 1,000-page
Your property is subject to many risks, including social and catastrophe perils, structural issues and even disputes with tenants. By purchasing a commercial property insurance
So, you’ve decided to go green by buying or renting a BREEAM-certified building for your business. In addition to a reputational boost for taking strides
Indoor air quality (IAQ) has a direct impact on the health, comfort, well-being, and productivity of employees. When businesses improve indoor air quality, they can
Warehouses are the vital links between businesses and their customers. Without the support of proper warehousing and distribution services, businesses’ already tenuous supply chains can
As a property manager or landlord, you have a responsibility to keep the property safe and orderly. However, there are also many hazards relating to
Owning an unoccupied building can pose serious liabilities because unoccupied buildings are more susceptible to vandalism, undetected repairs, fire and other losses. If you own
Warehouses are vital repositories for a business’ stock. They store most—if not all—of a business’ goods ready for sale or distribution. Because they have such
If your business is underinsured, your company’s assets are being valued and insured at less than their true worth, leaving you inadequately protected. Therefore, in
The success of any organisation—regardless of size or industry—is determined, in part, by its location. Your organisation’s primary location helps determine its growth potential, profit
Despite proper risk management practices, even the most successful and prepared organisations can find themselves suffering from the consequences of a legal dispute. And dealing
As the owner or manager of a property management firm, you are responsible for meeting your obligations to commercial tenants. By meeting those obligations, you
While modern building regulations and structural engineering have made buildings extremely safe, facilities managers must maintain a high level of upkeep for them to remain
Commercial property insurance is an important type of cover for any property owner that lets out space to a commercial tenant, such as a business.
As a property manager or landlord, you need to be prepared for a host of unforeseen dangers that threatens your property—including criminal activity, natural disasters
It is important for businesses across a wide variety of industries to understand the UK’s value added tax (VAT) system. While many countries around the
In a time when redundancies and repossessions are widespread, your firm may be forced to manage unoccupied property. The insurance risks and liabilities associated with
This year’s (2020-21) Annual Workplace Health and Safety Report for Great Britain, released by the HSE, includes industry-specific statistics. Many of the injuries and fatalities
Selecting a reliable, trustworthy tenant to occupy your commercial property is one of the most important parts of owning investment property. To select tenants who
Commercial property insurance provides protection for property owners as they let out to third parties for commercial uses. This type of insurance policy is important
Life | Steps for Planning Your Retirement It’s essential to plan for retirement and consider how you’ll replace your earnings once you leave work. The
Life | Steps for Sticking to Your New Year’s Resolutions Every January presents people with an opportunity to make New Year’s resolutions and better their
The waste and recycling industry is vital for keeping communities clean and providing environmentally friendly ways to reduce waste. Due to heavy investment in evolving
Solar water heaters are becoming increasingly more popular in both residential buildings and commercial facilities. When the demand for a service rises, so will injuries
Local councils have a wide range of responsibilities—all with the unifying purpose of ensuring local citizens have the accommodations and resources to be healthy, safe
The government is consulting on new measures to boost British organisations’ cyber-security following recent high-profile attacks. If passed, the measures will see more organisations follow
Managing a petrol station comes with a variety of risks, most of which are easy to identify. All it takes is one cursory glance at
Whenever a new technological advancement begins to change a market, it becomes necessary for affected parties to understand the transformation. In recent years, the UK
Working in the waste and recycling industry, like all jobs, carries with it a certain degree of risk. However, the waste and recycling industry has
Most people think that only businesses in certain industries such as waste management or chemicals manufacturing need environmental impairment liability. However, all businesses need to
Optimising vehicle fuel efficiency is a vital aspect of ensuring organisational success in the transport and haulage sector. In fact, recent research from industry experts
So, you’ve decided to go green by buying or renting a BREEAM-certified building for your business. In addition to a reputational boost for taking strides
Solar photovoltaic (PV) technicians and solar installer roofers have a dangerous job that combines the risks of electrical work with the dangers of working at
Avoid careless – yet common – mistakes Installing solar panels on a slanted rooftop is a dangerous task, and even a small mistake in the
Solar energy is a relatively new technology, so standards for disposal of solar photovoltaic (PV) panels are still uncharted waters. However, if you are considering
Solar energy is quickly becoming a prime source of renewable energy for many businesses as traditional energy costs continue to rise. Most businesses that use
The United Kingdom has committed to sourcing 15 per cent of its overall energy from renewable sources by 2020 through the European Commission’s Renewable Energy
The potential of large-scale hydroelectric schemes in the United Kingdom has dried up. Since the 1950s and 1960s, most viable sites for producing hydroelectricity on
The UK government has committed to deliver at least 15 per cent of its energy demands from renewable sources by 2020, with Northern Ireland and
Due to its abundance of marine energy resources, the United Kingdom is seen not only as a world leader in harnessing wave and tidal stream
All businesses need to assess their environmental liability risks and review how their activities could affect the surrounding environment—regardless of size or industry. Natural or
According to new research from environmental charity Hubbub, 68 per cent of UK residents have noticed an increase in how much electricity their household has
For many people, energy and heating bills rise significantly during the winter. Big Energy Saving Winter is a national campaign that focuses on helping people
Health Staying Safe While Shovelling Snow Snow and other winter weather hazards can create serious risks for a person’s health and well-being. Even when attempting
Industry research revealed that one-third of UK holiday homeowners have the wrong insurance – mistakenly believing that a main residence policy will cover their holiday
Did You Know? There are more than 1,000 candle fires each year in the UK, according to the Home Office. What’s more, the number of
Did You Know? More than 13 million people use fitness trackers and other wearable tech in the United Kingdom and this number will continue to
Before you send off your packaged collection, conduct research to identify which carriers are reputable, have the most experience transporting fine art and collectible and
Once you have hired someone on your own, you have several legal obligations. You must first confirm that the person is legally able to work
Did You Know? Most house fires that are caused by gas happen on 25th December, according to the Gas Safe Register. However, only 5
Did You Know? The average claim for burst pipe damage is between £6,500 and £7,500, according to the Association of British Insurers. Generally, pipes that
If you uncover any red flags while tenant referencing, do not agree to let your home, even if you are afraid of hurting someone’s feelings.
Did You Know? Many homeowners fail to realise that they are leaving their home at risk of being burglarised when they leave for holiday. In
Understanding Your Home Insurance Policy Deciphering all the parts of your home insurance policy can be difficult. This article covers the basics in order for
Nearly 30 per cent of people going on a skiing holiday do not have the correct type of holiday insurance policy, according to a survey
On average, 1,000 people are injured each year while decorating their homes for the festive season, according to the Royal Society for the Prevention of
Since classic and antique cars are all so different, your insurance cover needs to be tailored to your unique needs – the exact make and
If you store your wine collection in multiple locations, you will need to purchase cover for each location. Toast to Proper Protection for Your Wine
As a collector, you may fund that you have acquired more pieces than you can adequately display. In order to preserve the quality of the
Your holiday may have taken months to plan. Ensure your investment in minutes for non-refundable losses with a travel insurance policy. What is Travel Insurance?
Loss prevention tips for all your home matters provided by: Sirelark Risk Services Did You Know? When undertaking a remodelling project, people often forget to
We’ve all heard the horror stories about how difficult it is to recover from having your identity stolen. Fortunately, there are steps you can take
Since classic and antique vehicles are all so different, your insurance cover will be specific to the vehicle and how often you plan to drive
Owning precious valuables can sometimes be worrisome. On the one hand, possessing unique and expensive objects such as art, jewellery or an expensive home can
There are many different accidents or natural disasters that can cause severe damage to a home. Not only is the building itself at considerable risk,
Motor – Considering Electric Cars During the Petrol Crisis The petrol shortage has created long waits and rising prices just as the UK is attempting
As technology becomes increasingly important for successful business operations, the value of a strong cyber-liability insurance policy will only continue to grow. The continued rise
For businesses looking to share resources quickly and effectively, cloud storage can be an attractive answer. Moving operations to the cloud is an effective way
Organisations trust passwords to protect valuable assets such as data, systems and networks. Passwords are versatile—they authenticate users of operating systems (OS) and applications such
Intellectual property—patents, trademarks, copyrights and trade secrets—may be more important to your business than tangible assets. There are various avenues you can take to protect
More than ever before, organisations are aware of the potential financial impact of a cyber-attack. Many wrongfully assume that the steep, monetary burden of a
New, revolutionary technology is released constantly. Every day, new gadgets are touted as the must-have tool to ensure future business success. Some businesses, in their
Technology companies own valuable intangible assets, such as sensitive data, software and intellectual property, which a general liability policy likely doesn’t account for. General liability
Data security is of the utmost importance in the technology sector. A data breach can expose your company’s and your clients’ highly confidential information. The
Businesses both large and small need to be proactive in order to protect against growing cyber-threats. As larger companies take steps to secure their systems,
On 4th November, the UK’s Medicines and Healthcare products Regulatory Agency (MHRA) approved the first antiviral pill, molnupiravir, to be used in response to the
Protecting your business from cyber-risks can be an overwhelming venture. A new day means more viruses are being discovered, more spam is being delivered to
Initiating a start-up business is a major professional commitment that can lead you to a path of immense financial success and a well-respected entrepreneurial reputation.
All companies should develop and maintain clear and robust policies for safeguarding critical business data and sensitive information, protecting their reputations and discouraging inappropriate behaviour
As technology becomes a key factor in business operations across industry lines, no organisation is immune to the risk of cyber-attack. To protect your business
It’s almost impossible to find a company that doesn’t utilise technology and the internet in the course of its business. Those tools make information processing
The COVID-19 pandemic has solidified remote work as a new operational standard. Employers should expect this trend to only grow in the future. In fact,
The purpose of this document is to make you aware of cyber-security vulnerabilities and to give you the knowledge to protect yourself both at home
A data breach can be devastating—ruining a company financially and permanently damaging its reputation with customers. As a director or officer at your company, you
In recent years, cyber-attacks have emerged as one of the most significant threats facing organisations of all sizes. The internet and other network operations have
The allure of Voice over internet Protocol (VoIP) technology—using an internet connection to make phone calls—is dazzling, but don’t get blinded by the novelty. Before
Cyber-security has already been a subject of increasing importance in the UK for years, but with the coronavirus pandemic forcing many organisations to implement remote
Website security is more important than ever. Cyber-criminals are constantly looking for improperly secured websites to attack, while many customers say website security is a
Under the General Data Protection Regulation (GDPR), companies dealing with and storing sensitive and personal information digitally must take the proper measures to ensure this
With every cyber-attack, it becomes increasingly clear that no one is safe from data breaches or cyber-extortion. Whether you are an employer that stores proprietary
High-profile cyber-attacks on large companies have generated headlines and raised awareness of the growing threat of cyber-crime. Recent survey data suggests that many small business
The amount of UK organisations that have fallen victim to cyber-attacks has steadily grown over the past several years. And cyber-attacks do not discriminate—businesses of
Because of their convenience, smartphones and tablet devices have become a universal presence in the modern business world. As usage soars, it becomes increasingly important
At Insert Company Name we take all precautions for keeping our networks, equipment and data secure very seriously. Help us do so by following these
Laptops and other small personal electronic devices are desirable items for thieves. They can easily be resold, and thieves can make a quick profit. If
More and more staff—especially the young, technologically-savvy—are no longer satisfied with company-issued tools to get the job done. Known as Bring Your Own Device (BYOD),
Starting 1st October, the UK Health Security Agency (UKHSA) began operating at full capacity. This new government agency will act as the UK’s primary public
When it comes to securing cyber-assets, many people often think only of mitigating cyber-risks like spam, phishing and malware. However, cyber-assets can also be compromised
When it comes to IT work, many small and mid-size companies don’t have the budget to employ a full-time IT staff. Often, these tasks are
Fraud and cyber-crime—which includes any criminal act dealing with computers and networks—are the most common criminal offences in the United Kingdom, according to the most
A vast amount of information is now stored on computer servers and databases, and it’s growing every day. Because that information has great value, hackers
Often, business owners feel overwhelmed when it comes to cyber-security because the language used to describe operations and threats is different from the language of
No company, big or small, is immune to a data breach. Many small employers falsely believe they can elude the attention of a hacker. Yet
Owning an unoccupied building can pose serious liabilities because unoccupied buildings are more susceptible to vandalism, undetected repairs, fire and other losses. If you own
No matter your business’ size, industry or location, the threat of a fire still looms. It only takes a few seconds and a few ingredients
Most people think that personal accident insurance is only purchased by individuals through their personal lines policies, but businesses can also benefit from buying personal
You know that insurance is essential for your construction business, but did you know that not all construction insurance brokers are the same? If you
Finding the right home can be a difficult, discouraging experience. Prospective homeowners can have long lists of criteria for their ideal home, such as a
As a tradesman, you belong to a group of workers skilled in a variety of highly specialised trades and crafts. The term ‘tradesmen’ refers to
Construction projects can be complicated undertakings, and if any problems were to arise before the project is completed, things can become difficult to resolve. Imagine
We all know that safety is essential in the construction industry, but do you realise just how costly an on-site injury can be? The costs
The injury rate for construction workers is higher than any other industry, according to the HSE. What’s more, the most common cause of injury is
The construction worksite is a dangerous place and the potential for accidents is high. Most work-related accidents are caused by an unsafe act, unsafe working
Construction workers consistently have the highest fatality rate of any private-sector industry. One of the most important things workers can do to stay out of
The construction industry saw a 27 percent increase in the number of overdue payments in recent years, according to research from Euler Hermes.
I had a discussion a little while ago with Phil Brown of C J International Services about a data breach response training tool he had
The following checklist provides some of the most commonly found hazards on construction sites. However, this checklist is not exhaustive. Be sure to customise this
Cyber-security is an integral part of risk management for any organisation. Cyber-criminals are capable of executing devastating attacks that can result in financial losses, reputational
Welding and cutting tasks are dangerous, especially when working on a construction site. As your surroundings are constantly changing, it is important to keep safety
The majority of scaffold accidents on the construction site occur due to falls, slipping or being struck by an object from above. All of these
The objective of the CDM 2015 Regulations is to emphasise health and safety through increased coordination between the client, designer and contractor.
In the past decade, the HSE has consistently found that at least one-third of all basement construction sites have violated one or more health and safety regulations.
Do you own a business within the construction industry? If so, our series of posts for September is designed with you in mind! This series
Warehouses are the vital links between businesses and their customers. Without the support of proper warehousing and distribution services, businesses’ already tenuous supply chains can
Because your business depends on functioning equipment to operate and maintain revenue, a breakdown could be devastating. The threat of breakdown is increasingly prevalent because
The UK is developing as an international merger and acquisition (M&A) hub for organisations across the globe. But while the process of buying or selling
A residents’ association (RA) shoulders not only the well-being of a community but also many of its inherent risks. Because each association differs in purpose
The National Cyber Security Centre (NCSC) has released a new service that allows people to report websites they suspect to be scams or harmful. The
Construction projects can be complicated undertakings, and if any problems were to arise before the project is completed, things can become difficult to resolve. Imagine
As technology becomes increasingly important for successful business operations, the value of a strong cyber-liability insurance policy will only continue to grow. The continued rise
Despite proper risk management practices, even the most successful and prepared organisations can find themselves suffering from the consequences of a legal dispute. And dealing
Employers’ liability insurance protects employers from claims of negligence made by employees who suffer injury or ill health due to their work. Unlike most other
The only way to effectively protect the assets of your business is to carry adequate insurance cover. Liability insurance protects your business from damages caused
No matter your business’ size, industry or location, the threat of a fire still looms. It only takes a few seconds and a few ingredients
If a fire causes the facility to be temporarily unusable, what would you do next? Would your business be able to pay utilities, wages or
Terrorism is not new, but the frequency, audacity and geographical reach of terrorist attacks have noticeably increased in recent years. Understandably, business owners, risk managers
So, you’ve decided to go green by buying or renting a BREEAM-certified building for your business. In addition to a reputational boost for taking strides
After many months of hard work by quite a few people, all of whom I owe a debt of gratitude, Sirelark Risk Services’ new website
Sometimes having a chat about a problem makes a world of difference to find the best solution quickly.
Use my super simple online booking system to reserve a time in my calendar.
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